/* Self-hosted Google Fonts (Inter, Inter Tight), latin subset, OFL-licensed. */
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/fonts/Inter-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/Inter-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/Inter-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/Inter-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter Tight';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/fonts/InterTight-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter Tight';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/fonts/InterTight-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter Tight';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/fonts/InterTight-latin-var.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
/* Lutzke Merchant Services — site styles. No build step. */
:root{
  --bg:#000;--bg2:#0B0B0B;--bg3:#121212;--card:#0f0f0f;--line:rgba(255,255,255,.09);--line2:rgba(255,255,255,.14);
  --text:#fff;--muted:#a7a7a7;--muted2:#7d7d7d;
  --gold:#D9AB49;--gold-hi:#F3D48A;--gold-lo:#A9812F;--gold-ink:#8A6A25;
  --grad:linear-gradient(135deg,#F3D48A 0%,#D9AB49 48%,#A9812F 100%);
  --light:#F5F2EA;--light2:#ECE7DB;--ink:#0B0B0B;--ink-muted:#55524b;
  --r-lg:28px;--r:20px;--r-sm:14px;
  --shadow:0 30px 80px -30px rgba(0,0,0,.8);
  --display:"Inter Tight",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --body:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --w:1200px;--hdr:76px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--hdr) + 16px)}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:inherit}
p{margin:0 0 1em}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;letter-spacing:-.035em;line-height:1.04;margin:0 0 .5em;text-wrap:balance}
h1{font-size:clamp(2.6rem,6.2vw,5rem)}
h2{font-size:clamp(2.05rem,4.4vw,3.5rem)}
h3{font-size:clamp(1.25rem,2vw,1.5rem);letter-spacing:-.02em;line-height:1.2}
.dim{color:#6f6f6f}
.light .dim{color:#9a958a}
.gold-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.light .gold-text{background:none;color:var(--gold-ink)}
.container{width:100%;max-width:var(--w);margin:0 auto;padding:0 24px}
.narrow{max-width:820px}
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--gold);color:#000;padding:10px 16px;border-radius:10px;font-weight:600}
.skip:focus{left:12px}
:focus-visible{outline:2px solid var(--gold-hi);outline-offset:3px;border-radius:6px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;height:var(--hdr);background:rgba(0,0,0,.72);backdrop-filter:saturate(160%) blur(16px);-webkit-backdrop-filter:saturate(160%) blur(16px);border-bottom:1px solid transparent;transition:border-color .3s,background .3s}
.site-header.scrolled{border-bottom-color:var(--line);background:rgba(0,0,0,.86)}
.hdr{display:flex;align-items:center;justify-content:space-between;height:100%;gap:24px}
.brand{display:flex;align-items:center;flex-shrink:0}
.brand img{height:34px;width:auto}
.nav{display:flex;align-items:center;gap:2px}
.nav a,.nav .dd-btn{white-space:nowrap;font-size:14.5px;font-weight:500;color:#d6d6d6;text-decoration:none;padding:9px 12px;border-radius:10px;transition:color .2s,background .2s;background:none;border:0;font-family:inherit;cursor:pointer;display:inline-flex;align-items:center;gap:6px}
.nav a:hover,.nav .dd-btn:hover{color:#fff;background:rgba(255,255,255,.06)}
.nav a[aria-current="page"]{color:var(--gold-hi)}
.dd{position:relative}
.dd-menu{position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%,6px);min-width:250px;background:#0d0d0d;border:1px solid var(--line2);border-radius:16px;padding:8px;opacity:0;visibility:hidden;transition:.2s;box-shadow:var(--shadow)}
.dd:hover .dd-menu,.dd:focus-within .dd-menu,.dd.open .dd-menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dd-menu a{display:block;padding:10px 12px}
.dd-menu small{display:block;color:var(--muted2);font-size:12.5px;font-weight:400}
.hdr-cta{display:flex;align-items:center;gap:10px}
.menu-btn{display:none;width:44px;height:44px;border-radius:12px;border:1px solid var(--line2);background:#0b0b0b;color:#fff;cursor:pointer;align-items:center;justify-content:center}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:18px;height:2px;background:#fff;border-radius:2px;position:relative;transition:.25s}
.menu-btn span::before,.menu-btn span::after{content:"";position:absolute;left:0}
.menu-btn span::before{top:-6px}.menu-btn span::after{top:6px}
.menu-open .menu-btn span{background:transparent}
.menu-open .menu-btn span::before{top:0;transform:rotate(45deg)}
.menu-open .menu-btn span::after{top:0;transform:rotate(-45deg)}
.mobile-nav{display:none}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--body);font-weight:600;font-size:15.5px;line-height:1;padding:15px 22px;border-radius:12px;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .2s,box-shadow .25s,background .25s,color .2s;white-space:nowrap}
.btn svg{width:16px;height:16px;transition:transform .2s}
.btn:hover svg{transform:translateX(3px)}
.btn-gold{background:var(--grad);color:#0b0b0b;box-shadow:0 10px 30px -10px rgba(217,171,73,.55),inset 0 1px 0 rgba(255,255,255,.45)}
.btn-gold:hover{transform:translateY(-1px);box-shadow:0 16px 40px -12px rgba(217,171,73,.75),inset 0 1px 0 rgba(255,255,255,.5)}
.btn-ghost{background:rgba(255,255,255,.04);color:#fff;border-color:var(--line2)}
.btn-ghost:hover{background:rgba(255,255,255,.09)}
.btn-dark{background:#0b0b0b;color:#fff}
.btn-dark:hover{background:#1c1c1c}
.btn-sm{padding:11px 16px;font-size:14px;border-radius:10px}
.btn-lg{padding:18px 26px;font-size:16.5px;border-radius:14px}
.light .btn-ghost{color:var(--ink);border-color:rgba(0,0,0,.15);background:rgba(0,0,0,.03)}
.text-link{color:var(--gold-hi);font-weight:600;text-decoration:none;border-bottom:1px solid rgba(243,212,138,.35)}
.text-link:hover{border-bottom-color:var(--gold-hi)}
.light .text-link{color:var(--gold-ink);border-bottom-color:rgba(138,106,37,.35)}

/* ---------- Generic sections ---------- */
section{position:relative}
.section{padding:120px 0}
.section-sm{padding:80px 0}
.light{background:var(--light);color:var(--ink)}
.light p,.light li{color:var(--ink-muted)}
.light h1,.light h2,.light h3,.light strong{color:var(--ink)}
.dark2{background:var(--bg2)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:20px}
.eyebrow::before{content:"";width:18px;height:18px;border-radius:50%;border:1.5px solid currentColor;background:radial-gradient(circle,currentColor 0 3px,transparent 3.5px)}
.light .eyebrow{color:var(--gold-ink)}
.lead{font-size:clamp(1.05rem,1.4vw,1.22rem);color:#c9c9c9;max-width:640px}
.light .lead{color:var(--ink-muted)}
.sec-head{max-width:780px;margin-bottom:56px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head.center .lead{margin-left:auto;margin-right:auto}
.split-head{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:56px;flex-wrap:wrap}
.split-head .sec-head{margin-bottom:0}
.pill{display:inline-flex;align-items:center;gap:8px;font-size:13.5px;color:#cfcfcf;padding:7px 14px 7px 10px;border:1px solid var(--line2);border-radius:999px;background:rgba(255,255,255,.03)}
.pill i{width:18px;height:18px;border-radius:50%;background:var(--grad);display:inline-grid;place-items:center;font-style:normal}
.pill i svg{width:10px;height:10px}
.note{font-size:13px;line-height:1.55;color:var(--muted2)}
.light .note{color:#7b766b}
.tag-hypo{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#0b0b0b;background:var(--grad);padding:5px 9px;border-radius:6px}
.light .tag-hypo{background:var(--gold-ink);color:#fff}
.check-list{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.check-list li{display:flex;gap:12px;align-items:flex-start}
.check-list li::before{content:"";flex:0 0 22px;height:22px;margin-top:2px;border-radius:50%;background:var(--grad) center/12px no-repeat;-webkit-mask:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230b0b0b' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E"),var(--grad);background-size:12px,cover;background-position:center}
.x-list li::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M7 7l10 10M17 7L7 17'/%3E%3C/svg%3E"),linear-gradient(#3a3a3a,#3a3a3a)}

/* ---------- Hero ---------- */
.hero{padding:72px 0 96px;overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:-20% -10% auto auto;width:900px;height:900px;background:radial-gradient(closest-side,rgba(217,171,73,.22),rgba(217,171,73,.06) 55%,transparent 72%);z-index:-1;pointer-events:none}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,#000 30%,transparent 75%);z-index:-2;pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}
.hero-badges{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:28px}
.hero h1{margin-bottom:22px}
.hero .kicker{font-family:var(--display);font-size:15px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:18px;display:block}
.hero .lead{margin-bottom:34px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.hero-meta{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:34px;padding-top:26px;border-top:1px solid var(--line);font-size:14px;color:var(--muted)}
.hero-meta a{text-decoration:none;color:#e9e9e9}
.hero-meta a:hover{color:var(--gold-hi)}
.hero-meta span{white-space:nowrap;display:inline-flex;align-items:center;gap:8px}
.hero-meta svg{width:16px;height:16px;color:var(--gold)}
.hero-visual{position:relative;justify-self:center;width:min(100%,470px);aspect-ratio:470/600}
.photo-frame{position:absolute;inset:0 0 0 8%;border-radius:var(--r-lg);overflow:hidden;background:#0b0b0b;box-shadow:0 0 0 1px rgba(243,212,138,.18),0 40px 100px -30px rgba(217,171,73,.35)}
.photo-frame img{width:100%;height:100%;object-fit:cover;object-position:50% 20%}
.photo-frame::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(0,0,0,.75) 100%)}
.float{position:absolute;z-index:2}
.glass{background:rgba(14,14,14,.72);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border:1px solid rgba(255,255,255,.12);border-radius:18px;box-shadow:0 24px 60px -20px rgba(0,0,0,.9)}
.snap{top:10%;left:-12%;width:236px;padding:16px 18px}
.snap .row{display:flex;justify-content:space-between;font-size:12.5px;color:#bdbdbd;padding:5px 0;border-bottom:1px dashed rgba(255,255,255,.1)}
.snap .row b{color:#fff;font-weight:600;font-variant-numeric:tabular-nums}
.snap .rate{display:flex;align-items:baseline;justify-content:space-between;margin-top:10px}
.snap .rate span{font-size:12px;color:var(--gold);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.snap .rate b{font-family:var(--display);font-size:30px;letter-spacing:-.03em;font-weight:600}
.snap-head{white-space:nowrap;gap:10px;display:flex;align-items:center;justify-content:space-between;margin-bottom:8px;font-size:12px;color:#fff;font-weight:600}
.snap .tag-hypo{font-size:9px;padding:3px 6px}
.ccard{bottom:12%;left:-6%;width:250px;aspect-ratio:1.586;border-radius:16px;padding:18px;background:linear-gradient(135deg,#F7DD9A 0%,#D9AB49 42%,#A9812F 78%,#D9AB49 100%);color:#2a1f08;transform:rotate(-8deg);box-shadow:0 30px 60px -18px rgba(0,0,0,.9),inset 0 1px 0 rgba(255,255,255,.6);overflow:hidden}
.ccard::before{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.45) 45%,transparent 60%);transform:translateX(-100%);animation:sheen 6s ease-in-out 1.5s infinite}
@keyframes sheen{0%,70%{transform:translateX(-100%)}100%{transform:translateX(100%)}}
.ccard .chip{width:40px;height:30px;border-radius:7px;background:linear-gradient(135deg,#fff3c9,#c9a24a);box-shadow:inset 0 0 0 1px rgba(80,56,10,.35);position:relative}
.ccard .chip::before{content:"";position:absolute;inset:7px 0;border-top:1px solid rgba(80,56,10,.35);border-bottom:1px solid rgba(80,56,10,.35)}
.ccard .chip::after{content:"";position:absolute;inset:0 13px;border-left:1px solid rgba(80,56,10,.35);border-right:1px solid rgba(80,56,10,.35)}
.ccard .nfc{position:absolute;top:20px;right:18px;width:22px;height:22px;color:#3b2c0b}
.ccard .num{position:absolute;left:18px;bottom:40px;font-family:var(--display);font-weight:600;letter-spacing:.14em;font-size:14px}
.ccard .nm{position:absolute;left:18px;bottom:16px;font-size:10px;letter-spacing:.18em;font-weight:700;text-transform:uppercase;opacity:.8}
.tap{bottom:4%;right:-4%;padding:12px 14px;display:flex;align-items:center;gap:10px;font-size:12.5px;color:#ddd}
.tap .ic{width:34px;height:34px;border-radius:10px;background:var(--grad);display:grid;place-items:center;color:#0b0b0b}
.tap .ic svg{width:18px;height:18px}
.tap b{display:block;color:#fff;font-size:13px}
.bob{animation:bob 7s ease-in-out infinite}
.bob2{animation:bob 8s ease-in-out -3s infinite}
@keyframes bob{0%,100%{translate:0 0}50%{translate:0 -8px}}

/* ---------- Feature strip (Revio-style) ---------- */
.strip{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.strip .f{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px 24px;min-height:190px;display:flex;flex-direction:column;justify-content:flex-start;transition:border-color .3s,transform .3s}
.strip .f:hover{border-color:rgba(217,171,73,.35);transform:translateY(-3px)}
.icon-tile{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:linear-gradient(145deg,rgba(243,212,138,.18),rgba(169,129,47,.08));border:1px solid rgba(217,171,73,.3);color:var(--gold-hi)}
.icon-tile svg{width:20px;height:20px}
.strip h3{font-size:17px;margin:28px 0 6px;letter-spacing:-.01em}
.strip p{font-size:14px;color:var(--muted);margin:0;line-height:1.5}

/* ---------- Statement diagnostic ---------- */
.diag{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.statement{background:#fff;border-radius:22px;box-shadow:0 1px 0 rgba(0,0,0,.04),0 40px 80px -40px rgba(60,45,10,.35);padding:28px;color:var(--ink);font-size:14px;position:relative;border:1px solid rgba(0,0,0,.06)}
.statement::before{content:"";position:absolute;left:24px;right:24px;top:-10px;height:20px;background:#fff;border-radius:12px 12px 0 0;opacity:.55;z-index:-1;transform:scale(.96)}
.st-top{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:16px;border-bottom:1px solid #eee;margin-bottom:12px}
.st-top b{font-family:var(--display);font-size:17px;letter-spacing:-.01em}
.st-top small{display:block;color:#8a857b;font-size:12px}
.st-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px dashed #e6e1d5;color:#3a3833}
.st-row span:last-child{font-variant-numeric:tabular-nums;font-weight:600;color:var(--ink)}
.st-row.sub{padding-left:14px;font-size:13px;color:#6b665c}
.st-row.total{border-bottom:0;border-top:2px solid var(--ink);margin-top:6px;padding-top:14px;font-weight:700;color:var(--ink)}
.st-rate{margin-top:18px;border-radius:16px;background:#0b0b0b;color:#fff;padding:18px 20px;display:flex;align-items:center;justify-content:space-between;gap:16px;box-shadow:0 0 0 3px rgba(217,171,73,.35)}
.st-rate .formula{font-size:13px;color:#bdbdbd}
.st-rate .formula b{color:#fff}
.st-rate .big{font-family:var(--display);font-size:40px;font-weight:600;letter-spacing:-.04em;line-height:1}
.st-rate .lbl{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;display:block;margin-bottom:4px}
.stamp{position:absolute;top:-16px;right:28px;transform:rotate(8deg);border:2px solid var(--gold-ink);color:var(--gold-ink);font-weight:800;letter-spacing:.16em;font-size:12px;padding:6px 10px;border-radius:8px;background:rgba(245,242,234,.92)}
.diag-points{display:grid;gap:18px;margin-top:30px}
.diag-points div{display:flex;gap:14px}
.diag-points .n{flex:0 0 32px;height:32px;border-radius:10px;background:#0b0b0b;color:var(--gold-hi);font-family:var(--display);font-weight:600;display:grid;place-items:center;font-size:14px}
.diag-points p{margin:0}
.diag-points strong{display:block;margin-bottom:2px}

/* ---------- Three structures ---------- */
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.s-card{position:relative;background:linear-gradient(180deg,#121212,#0a0a0a);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 28px 28px;display:flex;flex-direction:column;overflow:hidden;transition:border-color .3s,transform .35s}
.s-card:hover{border-color:rgba(217,171,73,.4);transform:translateY(-4px)}
.s-card::before{content:"";position:absolute;inset:-1px -1px auto -1px;height:1px;background:linear-gradient(90deg,transparent,rgba(243,212,138,.7),transparent);opacity:.5}
.s-card .num{font-family:var(--display);font-size:13px;letter-spacing:.16em;color:var(--muted2);font-weight:600}
.s-card h3{font-size:clamp(1.9rem,2.6vw,2.4rem);letter-spacing:-.04em;margin:16px 0 4px}
.s-card .sub{color:var(--gold);font-weight:600;font-size:14px;letter-spacing:.02em;margin-bottom:18px}
.s-card p{color:#bdbdbd;font-size:15.5px}
.s-card.featured{background:radial-gradient(120% 80% at 50% 0%,rgba(217,171,73,.16),transparent 60%),linear-gradient(180deg,#141210,#0a0a0a);border-color:rgba(217,171,73,.32)}
.costviz{margin:6px 0 22px;padding:18px;border-radius:16px;background:rgba(255,255,255,.03);border:1px solid var(--line)}
.costviz .cv-lbl{display:flex;justify-content:space-between;font-size:11.5px;color:var(--muted2);letter-spacing:.06em;text-transform:uppercase;font-weight:600;margin-bottom:10px}
.bar{height:16px;border-radius:999px;background:rgba(255,255,255,.06);display:flex;overflow:hidden}
.bar .m{background:var(--grad)}
.bar .c{background:repeating-linear-gradient(135deg,#e9e9e9 0 6px,#cfcfcf 6px 12px)}
.legend{display:flex;gap:14px;flex-wrap:wrap;margin-top:12px;font-size:12.5px;color:#bdbdbd}
.legend span{display:inline-flex;align-items:center;gap:6px}
.legend i{width:10px;height:10px;border-radius:3px;background:var(--grad)}
.legend i.c{background:#dcdcdc}
.s-card ul{list-style:none;padding:0;margin:auto 0 0;display:grid;gap:8px;font-size:14px;color:#cfcfcf;border-top:1px solid var(--line);padding-top:18px}
.s-card ul li{display:flex;justify-content:space-between;gap:12px}
.s-card ul li span:first-child{color:var(--muted2)}
.s-card ul li span:last-child{text-align:right}
.compliance-box{margin-top:28px;display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border-radius:16px;border:1px solid rgba(217,171,73,.28);background:rgba(217,171,73,.06);font-size:14.5px;color:#d9d2c0}
.compliance-box svg{flex:0 0 22px;width:22px;height:22px;color:var(--gold)}
.light .compliance-box{background:#fff;border-color:rgba(138,106,37,.3);color:var(--ink-muted)}
.light .compliance-box svg{color:var(--gold-ink)}

/* ---------- Hypothetical comparison ---------- */
.cmp{background:#0b0b0b;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden}
.cmp-head{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;padding:22px 26px;border-bottom:1px solid var(--line)}
.cmp-head b{font-family:var(--display);font-size:18px;letter-spacing:-.01em}
.cmp-row{display:grid;grid-template-columns:1.3fr 2fr .7fr .7fr;gap:20px;align-items:center;padding:18px 26px;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums}
.cmp-row:last-child{border-bottom:0}
.cmp-row.hd{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted2);font-weight:600;padding-top:14px;padding-bottom:14px}
.cmp-row .nm b{display:block;font-family:var(--display);font-size:16px}
.cmp-row .nm small{color:var(--muted2);font-size:13px}
.cmp-row .track{height:12px;border-radius:999px;background:rgba(255,255,255,.06);position:relative;overflow:hidden}
.cmp-row .track i{position:absolute;inset:0 auto 0 0;border-radius:999px;background:var(--grad);transform-origin:left;transition:transform 1.2s cubic-bezier(.2,.7,.1,1)}
.cmp-row.base .track i{background:#5a5a5a}
.js .reveal:not(.in) .track i{transform:scaleX(0)}
.cmp-row .v{font-weight:600}
.cmp-row .v small{display:block;color:var(--muted2);font-weight:400;font-size:12px}
.cmp-foot{padding:18px 26px;background:#080808;border-top:1px solid var(--line)}

/* ---------- Calculator ---------- */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:0;border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line2);background:#0b0b0b}
.calc-in{padding:40px}
.calc-out{padding:40px;background:radial-gradient(90% 90% at 70% 10%,rgba(217,171,73,.18),transparent 60%),#101010;border-left:1px solid var(--line);display:flex;flex-direction:column;justify-content:center}
.field{margin-bottom:22px}
.field label{display:block;font-size:14px;font-weight:600;margin-bottom:8px;color:#e8e8e8}
.field small{display:block;font-size:12.5px;color:var(--muted2);margin-top:6px}
.inp{display:flex;align-items:center;border:1px solid var(--line2);border-radius:14px;background:#050505;transition:border-color .2s,box-shadow .2s}
.inp:focus-within{border-color:var(--gold);box-shadow:0 0 0 4px rgba(217,171,73,.15)}
.inp span{padding:0 0 0 16px;color:var(--muted);font-weight:600}
.inp input{flex:1;min-width:0;background:transparent;border:0;color:#fff;font:600 20px/1 var(--display);padding:16px 16px 16px 8px;outline:none;font-variant-numeric:tabular-nums}
.gauge{display:flex;align-items:center;gap:28px}
.gauge svg{width:150px;height:150px;flex-shrink:0}
.gauge .val{font-family:var(--display);font-size:clamp(3rem,5vw,4.2rem);font-weight:600;letter-spacing:-.05em;line-height:1}
.gauge .cap{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:8px}
.calc-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}
.calc-stats div{border:1px solid var(--line);border-radius:14px;padding:14px 16px;background:rgba(0,0,0,.35)}
.calc-stats small{display:block;color:var(--muted2);font-size:12.5px}
.calc-stats b{font-family:var(--display);font-size:22px;font-weight:600;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.calc-msg{margin-top:20px;font-size:14px;color:#cfcfcf}

/* ---------- Payment flow ---------- */
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative;margin-top:10px}
.flow::before{content:"";position:absolute;top:44px;left:10%;right:10%;height:2px;background:linear-gradient(90deg,transparent,rgba(217,171,73,.6),transparent)}
.flow .node{text-align:center;padding:0 10px;position:relative}
.flow .node .orb{width:88px;height:88px;margin:0 auto 16px;border-radius:24px;background:#0f0f0f;border:1px solid rgba(217,171,73,.35);display:grid;place-items:center;color:var(--gold-hi);box-shadow:0 0 0 8px #000}
.flow .node .orb svg{width:38px;height:38px}
.flow .node b{display:block;font-family:var(--display);font-size:16px;margin-bottom:4px}
.flow .node span{font-size:13.5px;color:var(--muted);display:block;line-height:1.45}
.flow .dot{position:absolute;top:39px;left:10%;width:12px;height:12px;border-radius:50%;background:var(--gold-hi);box-shadow:0 0 18px 4px rgba(243,212,138,.6);animation:travel 5s cubic-bezier(.5,0,.5,1) infinite}
@keyframes travel{0%{left:10%;opacity:0}8%{opacity:1}92%{opacity:1}100%{left:89%;opacity:0}}

/* ---------- Timeline ---------- */
.timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;counter-reset:s}
.step{background:#fff;border:1px solid rgba(0,0,0,.07);border-radius:var(--r);padding:24px 22px;position:relative;box-shadow:0 20px 40px -30px rgba(60,45,10,.3)}
.dark-steps .step{background:#0d0d0d;border-color:var(--line);box-shadow:none}
.step .k{display:flex;align-items:center;justify-content:space-between;margin-bottom:34px}
.step .k b{font-family:var(--display);font-size:13px;letter-spacing:.14em;color:var(--gold-ink);font-weight:700}
.dark-steps .step .k b{color:var(--gold)}
.step .k .icon-tile{background:#0b0b0b;color:var(--gold-hi);border:0}
.step h3{font-size:18px;margin-bottom:8px}
.step p{font-size:14.5px;margin:0;line-height:1.55}
.dark-steps .step p{color:var(--muted)}
.step::after{content:"";position:absolute;top:44px;right:-14px;width:14px;height:2px;background:rgba(138,106,37,.5)}
.step:last-child::after{display:none}
.tl-v{display:grid;gap:0;position:relative}
.tl-v .item{display:grid;grid-template-columns:72px 1fr;gap:28px;padding-bottom:44px;position:relative}
.tl-v .item::before{content:"";position:absolute;left:35px;top:72px;bottom:0;width:2px;background:linear-gradient(rgba(217,171,73,.6),rgba(217,171,73,.08))}
.tl-v .item:last-child::before{display:none}
.tl-v .badge{width:72px;height:72px;border-radius:22px;background:#0f0f0f;border:1px solid rgba(217,171,73,.4);display:grid;place-items:center;font-family:var(--display);font-weight:600;font-size:22px;color:var(--gold-hi)}
.tl-v .body{background:#0b0b0b;border:1px solid var(--line);border-radius:var(--r);padding:26px 28px}
.tl-v .body h2{font-size:clamp(1.4rem,2.2vw,1.8rem);margin-bottom:10px}
.tl-v .body p{color:#c4c4c4}
.tl-v .body p:last-child{margin-bottom:0}

/* ---------- Bento / misc cards ---------- */
.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:16px}
.b{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r-lg);padding:32px;overflow:hidden;position:relative}
.light .b{background:#fff;border-color:rgba(0,0,0,.07)}
.b h3{margin-bottom:10px}
.b p{color:var(--muted);font-size:15.5px}
.light .b p{color:var(--ink-muted)}
.span-4{grid-column:span 4}.span-5{grid-column:span 5}.span-6{grid-column:span 6}.span-7{grid-column:span 7}.span-8{grid-column:span 8}.span-12{grid-column:span 12}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tl-4{grid-template-columns:repeat(4,1fr)}
.areas-4{grid-template-columns:repeat(4,1fr)}

/* ---------- Drew band ---------- */
.drew{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:center}
.drew-photo{border-radius:var(--r-lg);overflow:hidden;position:relative;aspect-ratio:4/5;box-shadow:0 0 0 1px rgba(243,212,138,.18),var(--shadow);background:#111}
.drew-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 12%}
.drew-photo .cap{position:absolute;left:16px;right:16px;bottom:16px;padding:14px 16px}
.drew-photo .cap b{display:block;font-family:var(--display);font-size:18px}
.drew-photo .cap span{font-size:13px;color:#cfcfcf}
.quote{font-family:var(--display);font-size:clamp(1.5rem,2.6vw,2.2rem);line-height:1.2;letter-spacing:-.03em;font-weight:500;margin:0 0 24px;color:#fff}
.quote em{font-style:normal;color:var(--gold-hi)}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:12px}
.faq details{background:#fff;border:1px solid rgba(0,0,0,.07);border-radius:18px;transition:box-shadow .3s,border-color .3s}
.faq details[open]{box-shadow:0 20px 40px -30px rgba(60,45,10,.35);border-color:rgba(138,106,37,.3)}
.faq summary{list-style:none;cursor:pointer;padding:22px 24px;display:flex;justify-content:space-between;align-items:center;gap:20px;font-family:var(--display);font-weight:600;font-size:18px;letter-spacing:-.015em;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{flex:0 0 30px;height:30px;border-radius:50%;background:#0b0b0b;position:relative;transition:transform .3s}
.faq summary .pm::before,.faq summary .pm::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:2px;background:var(--gold-hi);transform:translate(-50%,-50%)}
.faq summary .pm::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .3s}
.faq details[open] .pm::after{transform:translate(-50%,-50%) rotate(0)}
.faq .ans{padding:0 24px 22px;color:var(--ink-muted);font-size:16px}
.faq .ans p:last-child{margin:0}
.dark-faq details{background:#0d0d0d;border-color:var(--line)}
.dark-faq details[open]{border-color:rgba(217,171,73,.35);box-shadow:none}
.dark-faq summary{color:#fff}
.dark-faq .ans{color:#c4c4c4}
.faq-group{margin-bottom:56px}
.faq-group>h2{font-size:clamp(1.5rem,2.4vw,2rem);margin-bottom:20px}
.faq-layout{display:grid;grid-template-columns:280px 1fr;gap:56px;align-items:start}
.faq-toc{position:sticky;top:calc(var(--hdr) + 24px);display:grid;gap:6px}
.faq-toc a{padding:10px 14px;border-radius:10px;text-decoration:none;color:var(--ink-muted);font-weight:500;font-size:15px}
.faq-toc a:hover{background:#fff;color:var(--ink)}

/* ---------- CTA band ---------- */
.cta-band{padding:40px 0 120px}
.cta-card{position:relative;border-radius:36px;padding:80px 64px;overflow:hidden;background:var(--grad);color:#0b0b0b;isolation:isolate}
.cta-card::before{content:"";position:absolute;inset:0;background:radial-gradient(60% 120% at 100% 0%,rgba(255,255,255,.45),transparent 60%),radial-gradient(50% 80% at 0% 100%,rgba(90,60,10,.35),transparent 70%);z-index:-1}
.cta-card::after{content:"";position:absolute;right:-80px;bottom:-120px;width:520px;height:520px;border-radius:50%;border:1px solid rgba(0,0,0,.12);box-shadow:0 0 0 60px rgba(0,0,0,.03),0 0 0 120px rgba(0,0,0,.025);z-index:-1}
.cta-card h2{color:#0b0b0b;max-width:760px}
.cta-card p{color:#2c2210;font-size:18px;max-width:600px}
.cta-card .cta-row{margin-top:30px}
.cta-card .btn-ghost{color:#0b0b0b;border-color:rgba(0,0,0,.25);background:rgba(255,255,255,.2)}
.cta-card .btn-ghost:hover{background:rgba(255,255,255,.35)}
.cta-card .contact-line{margin-top:28px;font-size:15px;color:#2c2210;display:flex;flex-wrap:wrap;gap:8px 22px}
.cta-card .contact-line a{color:#0b0b0b;font-weight:600;text-decoration:none;border-bottom:1px solid rgba(0,0,0,.3)}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{padding:88px 0 72px;overflow:hidden;isolation:isolate;border-bottom:1px solid var(--line)}
.page-hero::before{content:"";position:absolute;left:50%;top:-340px;width:1100px;height:700px;transform:translateX(-50%);background:radial-gradient(closest-side,rgba(217,171,73,.18),transparent 70%);z-index:-1}
.page-hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.03) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.03) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(ellipse 60% 70% at 50% 0%,#000 20%,transparent 70%);mask-image:radial-gradient(ellipse 60% 70% at 50% 0%,#000 20%,transparent 70%);z-index:-2}
.page-hero h1{font-size:clamp(2.4rem,5.4vw,4.4rem);max-width:980px}
.page-hero .lead{max-width:720px;margin-bottom:30px}
.crumbs{font-size:13.5px;color:var(--muted2);margin-bottom:24px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--gold-hi)}
.ph-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}

/* ---------- Tables ---------- */
.tbl-wrap{overflow-x:auto;border-radius:var(--r);border:1px solid var(--line);-webkit-overflow-scrolling:touch}
.light .tbl-wrap{border-color:rgba(0,0,0,.08);background:#fff}
table{width:100%;border-collapse:collapse;font-size:15px;min-width:640px}
th,td{text-align:left;padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.light th,.light td{border-bottom-color:rgba(0,0,0,.07)}
thead th{font-family:var(--display);font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:700;background:#0b0b0b}
.light thead th{background:#0b0b0b;color:var(--gold-hi)}
tbody th{font-weight:600;color:#fff;width:22%}
.light tbody th{color:var(--ink)}
td{color:#c9c9c9}
.light td{color:var(--ink-muted)}
tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}

/* ---------- Option detail ---------- */
.opt{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;padding:64px 0;border-top:1px solid var(--line)}
.opt:first-of-type{border-top:0}
.opt h2{font-size:clamp(2.2rem,4vw,3.2rem)}
.opt .sub{color:var(--gold);font-weight:600;margin-bottom:18px}
.kv{display:grid;gap:12px}
.kv div{background:#0b0b0b;border:1px solid var(--line);border-radius:16px;padding:18px 20px}
.kv dt{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:6px}
.kv dd{margin:0;color:#cfcfcf;font-size:15.5px}
.hypo-box{border:1px dashed rgba(217,171,73,.45);border-radius:16px;padding:18px 20px;background:rgba(217,171,73,.05);font-size:14.5px;color:#d6cfbd}
.hypo-box .tag-hypo{margin-bottom:10px}

/* ---------- Terminal illustration ---------- */
.terminal-wrap{display:grid;place-items:center;position:relative}
.terminal-wrap::before{content:"";position:absolute;width:80%;aspect-ratio:1;border-radius:50%;background:radial-gradient(closest-side,rgba(217,171,73,.25),transparent 70%)}
.terminal-wrap svg{position:relative;width:min(100%,340px);height:auto;filter:drop-shadow(0 40px 60px rgba(0,0,0,.7))}
.wave{animation:wave 2.4s ease-out infinite;transform-origin:center}
.wave.w2{animation-delay:.3s}.wave.w3{animation-delay:.6s}
@keyframes wave{0%{opacity:0}30%{opacity:1}100%{opacity:0}}

/* ---------- Contact cards ---------- */
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.cc{display:flex;flex-direction:column;gap:6px;padding:26px;border-radius:var(--r);background:#0b0b0b;border:1px solid var(--line);text-decoration:none;transition:border-color .3s,transform .3s}
.cc:hover{border-color:rgba(217,171,73,.45);transform:translateY(-3px)}
.cc .icon-tile{margin-bottom:18px}
.cc small{color:var(--muted2);font-size:13px;letter-spacing:.08em;text-transform:uppercase;font-weight:600}
.cc b{font-family:var(--display);font-size:20px;letter-spacing:-.02em;word-break:break-word}
.cc span{color:var(--muted);font-size:14px}

/* ---------- Area cards ---------- */
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.area{display:block;text-decoration:none;padding:22px;border-radius:var(--r);background:#0b0b0b;border:1px solid var(--line);transition:.3s;position:relative;overflow:hidden}
.area:hover{border-color:rgba(217,171,73,.45);transform:translateY(-3px)}
.area b{display:block;font-family:var(--display);font-size:18px;letter-spacing:-.02em;margin:18px 0 4px}
.area span{font-size:13px;color:var(--muted);line-height:1.45;display:block}
.area .arrow{position:absolute;top:20px;right:20px;width:18px;height:18px;color:var(--gold);transition:transform .3s}
.area:hover .arrow{transform:translate(3px,-3px)}
.pin{width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:rgba(217,171,73,.12);color:var(--gold-hi)}
.pin svg{width:18px;height:18px}
.light .area{background:#fff;border-color:rgba(0,0,0,.07)}
.light .area b{color:var(--ink)}
.light .area span{color:var(--ink-muted)}
.light .pin{background:#0b0b0b}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips span{font-size:13.5px;padding:7px 12px;border-radius:999px;border:1px solid var(--line2);color:#d6d6d6;background:rgba(255,255,255,.03)}
.light .chips span{border-color:rgba(0,0,0,.12);color:var(--ink);background:#fff}

/* ---------- Footer ---------- */
.site-footer{background:#050505;border-top:1px solid var(--line);padding:80px 0 36px;font-size:15px}
.ft{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:40px}
.ft img{width:220px;height:auto;margin-bottom:18px}
.ft h3{font-family:var(--body);font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:16px}
.ft ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ft a{color:#cfcfcf;text-decoration:none}
.ft a:hover{color:var(--gold-hi)}
.ft p{color:var(--muted)}
.social{display:flex;gap:10px;margin-top:16px}
.social a{width:42px;height:42px;border-radius:12px;border:1px solid var(--line2);display:grid;place-items:center;color:#ddd;transition:.2s}
.social a:hover{border-color:var(--gold);color:var(--gold-hi)}
.social svg{width:18px;height:18px}
.legal{margin-top:56px;padding-top:28px;border-top:1px solid var(--line);display:grid;gap:10px;font-size:13px;color:var(--muted2);line-height:1.6}
.legal strong{color:#bdbdbd;font-weight:600}
.legal .row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}

/* ---------- Reveal ---------- */
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .9s cubic-bezier(.2,.7,.1,1),transform .9s cubic-bezier(.2,.7,.1,1)}
.js .reveal.in{opacity:1;transform:none}
.js .reveal.d1{transition-delay:.08s}.js .reveal.d2{transition-delay:.16s}.js .reveal.d3{transition-delay:.24s}.js .reveal.d4{transition-delay:.32s}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .js .reveal{opacity:1;transform:none}
}

/* ---------- Responsive ---------- */
@media (max-width:1240px){
  .nav,.hdr-cta .btn-ghost{display:none}
  .menu-btn{display:inline-flex}
  .mobile-nav{display:block;position:fixed;inset:var(--hdr) 0 0 0;background:#000;z-index:49;padding:20px 24px 40px;overflow-y:auto;opacity:0;visibility:hidden;transform:translateY(-8px);transition:.25s}
  .menu-open .mobile-nav{opacity:1;visibility:visible;transform:none}
  .menu-open{overflow:hidden}
  .mobile-nav a{display:flex;justify-content:space-between;align-items:center;padding:16px 4px;border-bottom:1px solid var(--line);font-family:var(--display);font-size:22px;font-weight:600;letter-spacing:-.02em;text-decoration:none;color:#fff}
  .mobile-nav a[aria-current="page"]{color:var(--gold-hi)}
  .mobile-nav .sub-l{font-size:16px;font-weight:500;color:#cfcfcf;padding:12px 4px 12px 16px}
  .mobile-nav .lbl{display:block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;margin:22px 0 4px}
  .mobile-nav .btn{width:100%;margin-top:12px;font-size:16px}
  .mobile-nav .m-cta{margin-top:24px;display:grid;gap:0}
}
@media (max-width:1080px){
  .strip{grid-template-columns:repeat(3,1fr)}
  .areas,.areas-4{grid-template-columns:repeat(3,1fr)}
  .tl-4{grid-template-columns:1fr 1fr}
  .timeline{grid-template-columns:1fr 1fr}
  .step::after{display:none}
  .ft{grid-template-columns:1fr 1fr}
}
@media (max-width:920px){
  body{font-size:16.5px}
  .section{padding:88px 0}
  .hero{padding:40px 0 72px}
  .hero-grid,.diag,.drew,.ph-grid,.opt,.faq-layout{grid-template-columns:1fr;gap:44px}
  .hero-visual{width:min(100%,420px)}
  .trio,.grid-3,.contact-cards{grid-template-columns:1fr}
  .calc{grid-template-columns:1fr}
  .calc-out{border-left:0;border-top:1px solid var(--line)}
  .bento .b{grid-column:span 12}
  .grid-2{grid-template-columns:1fr}
  .flow{grid-template-columns:1fr;gap:18px}
  .flow::before,.flow .dot{display:none}
  .flow .node{display:grid;grid-template-columns:64px 1fr;gap:16px;text-align:left;align-items:center}
  .flow .node .orb{width:64px;height:64px;margin:0;border-radius:18px;box-shadow:none}
  .flow .node .orb svg{width:28px;height:28px}
  .faq-toc{position:static;display:flex;flex-wrap:wrap}
  .cmp-row{grid-template-columns:1fr auto;gap:10px 16px}
  .cmp-row .track{grid-column:1/-1;order:3}
  .cmp-row .v.y{display:none}
  .cmp-row.hd{display:none}
  .drew-photo{max-width:440px}
}
@media (max-width:640px){
  :root{--hdr:66px}
  .container{padding:0 20px}
  .brand img{height:32px}
  .hdr-cta .btn-gold{display:none}
  .section{padding:72px 0}
  .strip,.areas,.areas-4,.timeline,.tl-4{grid-template-columns:1fr}
  .hero .kicker{font-size:12px;letter-spacing:.16em}
  .pill{font-size:12.5px;padding:6px 12px 6px 8px}
  .hero-badges{gap:8px;margin-bottom:22px}
  .strip .f{min-height:0;flex-direction:row;gap:16px;align-items:flex-start;justify-content:flex-start}
  .strip h3{margin:0 0 4px}
  .hero-visual{width:100%;max-width:360px;margin-top:4px}
  .photo-frame{inset:0 4% 0 10%}
  .snap{left:-2%;top:6%;width:170px;padding:12px 14px}
  .snap .rate b{font-size:24px}
  .snap .row{font-size:11.5px}
  .ccard{width:190px;left:-2%;bottom:14%;padding:14px}
  .ccard .chip{width:32px;height:24px}
  .ccard .num{font-size:11px;bottom:32px;left:14px}
  .ccard .nm{left:14px;bottom:12px}
  .tap{right:0;bottom:2%}
  .cta-row .btn{width:100%}
  .hero-meta{gap:12px 18px}
  .cta-card{padding:52px 26px;border-radius:28px}
  .calc-in,.calc-out{padding:28px 22px}
  .gauge{gap:18px}.gauge svg{width:110px;height:110px}
  .calc-stats{grid-template-columns:1fr}
  .statement{padding:22px 18px}
  .stamp{right:-6px}
  .st-rate{flex-direction:column;align-items:flex-start}
  .tl-v .item{grid-template-columns:48px 1fr;gap:16px}
  .tl-v .badge{width:48px;height:48px;border-radius:14px;font-size:17px}
  .tl-v .item::before{left:23px;top:48px}
  .tl-v .body{padding:22px 20px}
  .ft{grid-template-columns:1fr}
  .b{padding:26px 22px}
  .faq summary{font-size:16.5px;padding:18px 18px}
  .faq .ans{padding:0 18px 18px}
}
@media (max-width:420px){
  .hero-badges .pill:nth-child(2){display:none}
  .hero-meta{gap:10px 18px;font-size:13.5px}
}
.calc>*,.grid-2>*,.hero-grid>*,.ph-grid>*,.diag>*,.drew>*,.faq-layout>*,.opt>*{min-width:0}
@media (max-width:640px){
  .area{display:grid;grid-template-columns:36px 1fr;column-gap:14px;align-items:center;padding:16px 18px}
  .area b{margin:0;grid-column:2}
  .area span:not(.pin){grid-column:2}
  .area .pin{grid-row:1/3}
  .area .arrow{top:50%;transform:translateY(-50%)}
  .area:hover .arrow{transform:translate(3px,-50%)}
  .step .k{margin-bottom:16px}
}
.mobile-nav a svg{width:18px;height:18px;flex:0 0 18px;color:var(--gold)}
.mobile-nav .btn svg{width:18px;height:18px;color:currentColor}
/* ---------- Primary-offer components ---------- */
.sm-only{display:none}
.hdr-primary[aria-current="page"]{box-shadow:0 0 0 2px rgba(243,212,138,.5)}
.rstrip{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;padding:24px 28px;border-radius:24px;background:radial-gradient(80% 140% at 0% 0%,rgba(217,171,73,.16),transparent 60%),#0b0b0b;border:1px solid rgba(217,171,73,.35)}
.light .rstrip{background:#0b0b0b}
.rs-ic{width:56px;height:56px;border-radius:16px;background:var(--grad);display:grid;place-items:center;color:#0b0b0b}
.rs-ic svg{width:26px;height:26px}
.rs-txt b{display:block;font-family:var(--display);font-size:20px;letter-spacing:-.02em;color:#fff;margin-bottom:4px}
.rs-txt p{margin:0;color:#bdbdbd;font-size:15px;max-width:640px}
.rs-cta{display:flex;flex-direction:column;align-items:center;gap:10px}
.rs-alt{font-size:13.5px;color:var(--muted);text-decoration:none;display:inline-flex;gap:6px;align-items:center}
.rs-alt svg{width:14px;height:14px;color:var(--gold)}
.rs-alt:hover{color:var(--gold-hi)}
.get-list{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.get-list li{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start;padding:16px 18px;border-radius:16px;background:#0b0b0b;border:1px solid var(--line)}
.get-list li .icon-tile{width:44px;height:44px}
.get-list b{display:block;font-family:var(--display);font-size:17px;letter-spacing:-.01em}
.get-list span{color:var(--muted);font-size:14.5px}
.req{display:grid;grid-template-columns:1.15fr .85fr;gap:0;border-radius:var(--r-lg);overflow:hidden;border:1px solid rgba(217,171,73,.35);background:#0b0b0b}
.req-main{padding:44px;background:radial-gradient(90% 90% at 0% 0%,rgba(217,171,73,.16),transparent 60%)}
.req-side{padding:44px;border-left:1px solid var(--line);background:#080808}
.req-opts{display:grid;gap:12px;margin-top:26px}
.req-opt{display:grid;grid-template-columns:48px 1fr auto;gap:16px;align-items:center;padding:18px 20px;border-radius:16px;border:1px solid var(--line2);text-decoration:none;background:rgba(255,255,255,.02);transition:.25s}
.req-opt:hover{border-color:var(--gold);transform:translateY(-2px)}
.req-opt.primary{background:var(--grad);color:#0b0b0b;border:0}
.req-opt.primary small{color:#3b2c0b}
.req-opt.primary .icon-tile{background:#0b0b0b;color:var(--gold-hi);border:0}
.req-opt b{display:block;font-family:var(--display);font-size:18px;letter-spacing:-.02em}
.req-opt small{color:var(--muted);font-size:13.5px}
.req-opt>svg{width:18px;height:18px}
.privacy{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.privacy .b{padding:24px}
.privacy h3{font-size:17px;margin:18px 0 6px}
.privacy p{font-size:14.5px;margin:0}
@media (max-width:1080px){.privacy{grid-template-columns:1fr 1fr}}
@media (max-width:920px){.rstrip{grid-template-columns:auto 1fr}.rs-cta{grid-column:1/-1;flex-direction:row;flex-wrap:wrap;justify-content:flex-start}.req{grid-template-columns:1fr}.req-side{border-left:0;border-top:1px solid var(--line)}}
@media (max-width:1240px){.hdr-cta .btn-ghost{display:none}}
@media (max-width:640px){
  .hdr-cta .btn-gold{display:inline-flex!important;padding:10px 13px;font-size:13.5px}
  .lg-only{display:none}.sm-only{display:inline}
  .brand img{height:28px}
  .rstrip{grid-template-columns:1fr;padding:22px}
  .rs-cta .btn{width:100%}
  .req-main,.req-side{padding:28px 22px}
  .req-opt{grid-template-columns:44px 1fr;padding:16px}
  .req-opt>svg{display:none}
  .privacy{grid-template-columns:1fr}
}
@media (max-width:370px){.brand img{height:24px}}
.tl-3{grid-template-columns:repeat(3,1fr)}
@media (max-width:920px){.tl-3{grid-template-columns:1fr}}
@media (max-width:920px){.grid-2 .reveal[style*="sticky"]{position:static!important}}
/* ---------- Video card ---------- */
.vcard{margin:0;display:grid;justify-items:center;gap:16px}
.phone{position:relative;width:min(100%,300px);aspect-ratio:500/928;border-radius:44px;padding:10px;background:linear-gradient(145deg,#2a2a2a,#0a0a0a);box-shadow:0 0 0 1px rgba(243,212,138,.35),0 0 0 6px #050505,0 50px 100px -30px rgba(217,171,73,.35)}
.phone video{width:100%;height:100%;object-fit:contain;object-position:50% 0;border-radius:34px;background:#000;display:block}
.phone .notch{position:absolute;top:18px;left:50%;transform:translateX(-50%);width:82px;height:22px;border-radius:12px;background:#000;z-index:2;pointer-events:none}
.vcard figcaption{text-align:center}
.vcard figcaption b{display:block;font-family:var(--display);font-size:17px}
.vcard figcaption span{font-size:13px;color:var(--muted2)}
.light .vcard figcaption b{color:var(--ink)}
/* ---------- Who this is for ---------- */
.whofor{display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:start;padding:26px 28px;border-radius:22px;border:1px solid rgba(217,171,73,.32);background:linear-gradient(180deg,rgba(217,171,73,.07),rgba(217,171,73,.02))}
.wf-ic{width:52px;height:52px;border-radius:14px;background:var(--grad);display:grid;place-items:center;color:#0b0b0b}
.wf-ic svg{width:24px;height:24px}
.wf-main{font-family:var(--display);font-size:clamp(1.2rem,2vw,1.5rem);letter-spacing:-.02em;line-height:1.3;color:#fff;margin:0 0 6px}
.wf-main strong{color:var(--gold-hi)}
.wf-sub{margin:0;color:var(--muted);font-size:15px}
.light .wf-main{color:var(--ink)}.light .wf-main strong{color:var(--gold-ink)}
/* ---------- Trust block / byline ---------- */
.trust{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;padding:26px 30px;border-radius:24px;background:#fff;border:1px solid rgba(0,0,0,.07);box-shadow:0 30px 60px -40px rgba(60,45,10,.4)}
.trust img{width:96px;height:96px;border-radius:50%;object-fit:cover;box-shadow:0 0 0 3px #fff,0 0 0 5px var(--gold)}
.trust b{display:block;font-family:var(--display);font-size:22px;letter-spacing:-.02em;color:var(--ink)}
.trust p{margin:4px 0 0;color:var(--ink-muted);font-size:15px}
.headshot{border-radius:var(--r-lg);overflow:hidden;background:#fff;box-shadow:0 0 0 1px rgba(243,212,138,.25),var(--shadow);max-width:380px}
.headshot img{width:100%;height:auto;display:block}
/* ---------- Calculator v2 ---------- */
.calc-opt{margin-top:6px}
.calc-opt summary{cursor:pointer;font-size:14px;color:var(--gold-hi);font-weight:600;list-style:none;margin:6px 0 16px}
.calc-opt summary::-webkit-details-marker{display:none}
.calc-opt .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc-stats.four{grid-template-columns:1fr 1fr}
.opts{margin-top:40px;border-top:1px solid var(--line);padding-top:34px}
.opts-head{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;margin-bottom:18px}
.opts-head b{font-family:var(--display);font-size:20px;letter-spacing:-.02em}
.opts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.opt-card{border:1px solid var(--line);border-radius:18px;padding:20px;background:#0d0d0d}
.opt-card .t{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px}
.opt-card .t b{font-family:var(--display);font-size:20px;letter-spacing:-.03em}
.opt-card .t span{font-size:12px;color:var(--gold);font-weight:600}
.opt-card p{font-size:14px;color:var(--muted);margin:0 0 10px}
.opt-card .apply{font-size:13.5px;color:#d6cfbd;border-top:1px dashed var(--line2);padding-top:10px;margin:0}
.opt-hypo{font-size:13.5px;color:#d6cfbd;margin:10px 0 0}
.opts-cta{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin-top:20px;padding:20px 22px;border-radius:18px;background:rgba(217,171,73,.07);border:1px solid rgba(217,171,73,.3)}
.opts-cta p{margin:0;color:#e6e0cf;max-width:560px}
.calc-wrap{border-radius:var(--r-lg);border:1px solid var(--line2);background:#0b0b0b;overflow:hidden}
.calc-wrap .calc{border:0;border-radius:0}
.calc-wrap .opts{margin:0;padding:32px 40px 40px;border-top:1px solid var(--line)}
@media (max-width:920px){.opts-grid{grid-template-columns:1fr}.trust{grid-template-columns:auto 1fr}.trust .btn{grid-column:1/-1}}
@media (max-width:640px){.calc-wrap .opts{padding:26px 20px}.calc-opt .row2{grid-template-columns:1fr}.whofor{grid-template-columns:1fr;padding:22px}.trust{grid-template-columns:1fr;text-align:left}.phone{width:min(100%,270px)}}
[hidden]{display:none!important}
.calc-stats.three{grid-template-columns:repeat(3,1fr)}
.opt-fig{border-radius:14px;background:rgba(0,0,0,.4);border:1px solid var(--line);padding:12px 14px;margin:4px 0 12px}
.opt-fig small{display:block;font-size:12px;color:var(--muted2)}
.opt-fig b{display:block;font-family:var(--display);font-size:24px;letter-spacing:-.03em;font-variant-numeric:tabular-nums;color:#fff}
.opt-fig span{font-size:12.5px;color:var(--muted)}
.featured-opt{border-color:rgba(217,171,73,.4);background:radial-gradient(100% 80% at 50% 0%,rgba(217,171,73,.12),transparent 60%),#0d0d0d}
.opts-cta .btn{white-space:normal;text-align:left}
@media (max-width:640px){.calc-stats.three{grid-template-columns:1fr 1fr 1fr}.calc-stats.three b{font-size:17px}}
.dd-2{display:grid;grid-template-columns:1fr 1fr;gap:4px;min-width:520px}
.dd-lbl{display:block;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700;padding:10px 12px 4px}
.sm-only{display:none}
.nav a,.nav .dd-btn{padding:9px 10px}@media (max-width:1380px){.hdr-cta .btn-ghost{display:none}}
@media (max-width:640px){.lg-only{display:none}.sm-only{display:inline}.hdr{gap:10px}}
@media (min-width:1241px){.dd-2{min-width:520px}}
@media (max-width:1240px){.dd-2{min-width:0;grid-template-columns:1fr}}
.brand img{height:30px}
@media (max-width:1600px){.hdr-cta .btn-ghost{display:none}}
@media (max-width:640px){.hdr-cta{gap:8px}.hdr-cta .btn-gold{padding:9px 12px!important;font-size:13px!important}.brand img{height:22px}}
@media (max-width:370px){.brand img{height:19px}.hdr-cta .btn-gold{padding:8px 10px!important}}

/* ===== v6: Pricing / processing options section (Lower · Share · Maximize) ===== */
.pc-support{font-family:var(--display);font-size:clamp(1.15rem,1.7vw,1.4rem);font-weight:500;letter-spacing:-.015em;color:var(--gold-hi);margin:-4px 0 14px}
.pc-prog{list-style:none;margin:0 0 18px;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;counter-reset:none}
.pc-prog li{position:relative;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--muted2);padding:0 0 12px;border-bottom:2px solid rgba(255,255,255,.1)}
.pc-prog li:nth-child(2){color:#a9a39a;border-bottom-color:rgba(217,171,73,.35)}
.pc-prog li.on{color:var(--gold-hi);border-image:var(--grad) 1;border-bottom-width:2px;border-bottom-style:solid}
.pc-prog li:not(:last-child)::after{content:"→";position:absolute;right:-4px;top:-1px;color:#555;letter-spacing:0}
.pc-trio{display:grid;grid-template-columns:1fr 1fr 1.08fr;gap:18px;align-items:stretch}
.pc-card{position:relative;display:flex;flex-direction:column;min-width:0;background:linear-gradient(180deg,#111,#0a0a0a);border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 26px 26px}
.pc-card .num{font-family:var(--display);font-size:12.5px;letter-spacing:.16em;color:var(--muted2);font-weight:600}
.pc-card h3{font-size:clamp(1.6rem,2.3vw,2.1rem);letter-spacing:-.04em;margin:14px 0 4px;color:#fff}
.pc-card .sub{color:#cfc6b0;font-weight:600;font-size:14.5px;margin-bottom:14px}
.pc-card>p{color:#b5b5b5;font-size:15px;line-height:1.55;margin:0 0 18px;min-height:7.8em}
.pc-card .costviz{margin:0 0 16px;padding:14px 14px 12px}
.pc-card .cv-lbl{font-size:10.5px;margin-bottom:9px}
.pbar{height:30px;border-radius:9px;background:rgba(255,255,255,.05);display:flex;overflow:hidden;gap:2px}
.pbar i{display:flex;align-items:center;min-width:0;font-style:normal}
.pbar em{font-style:normal;font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;padding:0 10px}
.pbar .biz{background:#3a3a3a;color:#eee}
.pbar .crd{background:linear-gradient(90deg,rgba(217,171,73,.22),rgba(217,171,73,.32));color:var(--gold-hi);box-shadow:inset 0 0 0 1px rgba(217,171,73,.35);border-radius:0 9px 9px 0}
.pbar .biz.sliver{min-width:8px}
.pbar-cap{font-size:12.5px;color:var(--muted);margin:8px 0 0;line-height:1.45}
.pc-ex{border-top:1px solid var(--line);padding-top:14px;margin-bottom:12px}
.pc-exl{display:block;font-size:10.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--muted2);margin-bottom:6px}
.pc-row{display:flex;justify-content:space-between;gap:12px;font-size:13.5px;color:#bdbdbd;padding:3px 0}
.pc-row b{color:#fff;font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.pc-figs{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:4px 0 14px}
.pc-figs div{background:rgba(255,255,255,.03);border:1px solid var(--line);border-radius:14px;padding:12px 14px;min-width:0}
.pc-figs .wide{grid-column:1/-1}
.pc-figs dt{font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted2);margin-bottom:4px}
.pc-figs dd{margin:0;font-family:var(--display);font-size:clamp(1.25rem,1.9vw,1.6rem);font-weight:600;letter-spacing:-.03em;color:#fff;font-variant-numeric:tabular-nums;line-height:1.1}
.pc-figs dd small,.pc-mo small,.pc-yr small{font-family:var(--body);font-size:.5em;font-weight:600;letter-spacing:0;color:var(--muted)}
.pc-figs dd.txt{font-size:15px;font-family:var(--body);letter-spacing:0;line-height:1.4;color:#f1e6c8}
.pc-note{font-size:12.5px;color:var(--muted2);margin:-4px 0 14px;line-height:1.45}
.pc-best{margin-top:auto;border-top:1px solid var(--line);padding-top:14px}
.pc-best span{display:block;font-size:10.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:4px}
.pc-best p{margin:0;font-size:14.5px;color:#d6d6d6;line-height:1.5}
/* featured: Full Cash Discount */
.pc-max{border-color:rgba(217,171,73,.55);background:radial-gradient(120% 60% at 50% 0%,rgba(217,171,73,.13),transparent 62%),linear-gradient(180deg,#14110b,#0a0a0a);box-shadow:0 0 0 1px rgba(217,171,73,.18),0 30px 90px -40px rgba(217,171,73,.55)}
.pc-max::before{content:"";position:absolute;inset:-1px -1px auto -1px;height:1px;background:linear-gradient(90deg,transparent,var(--gold-hi),transparent);border-radius:var(--r-lg) var(--r-lg) 0 0}
.pc-top{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}
.pc-max .num{color:var(--gold)}
.pc-max .sub{color:var(--gold-hi)}
.pc-badge{display:inline-flex;align-items:center;font-size:10.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#1a1408;background:var(--grad);padding:6px 10px;border-radius:999px;box-shadow:0 6px 20px -8px rgba(217,171,73,.7),inset 0 1px 0 rgba(255,255,255,.45);white-space:nowrap}
.pc-focal{border:1px solid rgba(217,171,73,.4);border-radius:18px;padding:16px 16px 14px;margin:2px 0 12px;background:linear-gradient(180deg,rgba(217,171,73,.10),rgba(217,171,73,.03))}
.pc-fl{display:block;font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold)}
.pc-mo{font-family:var(--display);font-size:clamp(1.15rem,1.7vw,1.4rem);font-weight:600;color:#fff;letter-spacing:-.02em;margin:6px 0 2px}
.pc-yr{line-height:1;white-space:nowrap}
.pc-yr b{font-family:var(--display);font-weight:700;font-size:clamp(2.5rem,4.2vw,3.5rem);letter-spacing:-.05em;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;font-variant-numeric:tabular-nums}
.pc-yr small{font-size:14px!important;color:#e9dcb8!important;text-transform:none}
.pc-max .pc-figs div{border-color:rgba(217,171,73,.25)}
.pc-cta{margin-top:16px;width:100%;justify-content:center}
.pc-disc{font-size:13px;line-height:1.6;color:#9a9a9a;max-width:980px;margin:22px 0 0}
.pc-conv{margin-top:34px;display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center;padding:36px 40px;border-radius:var(--r-lg);border:1px solid rgba(217,171,73,.35);background:radial-gradient(80% 140% at 100% 0%,rgba(217,171,73,.16),transparent 60%),#0b0b0b}
.pc-conv h3{font-size:clamp(1.6rem,2.8vw,2.3rem);letter-spacing:-.04em;margin:0 0 10px;color:#fff}
.pc-conv p{margin:0;color:#c9c9c9;max-width:560px}
.pc-conv-cta{display:grid;gap:10px;justify-items:start}
.pc-conv-cta small{font-size:13px;color:var(--muted);line-height:1.5}
.ov-row{text-decoration:none;display:block;padding:14px 16px;border-radius:16px;border:1px solid var(--line);background:rgba(255,255,255,.02)}
.ov-row .costviz{margin:0;padding:0;border:0;background:none}
.ov-row .cv-lbl{display:none!important}
.ov-max{border-color:rgba(217,171,73,.45);background:rgba(217,171,73,.05)}
.opt-max{position:relative}
.opt .costviz .cv-lbl{display:flex}
th small{display:block;font-family:var(--body);font-size:11px;letter-spacing:.04em;text-transform:none;color:#cfc6b0;font-weight:500;margin-top:2px}
@media (max-width:1080px){.pc-trio{grid-template-columns:1fr 1fr}.pc-max{grid-column:1/-1}.pc-card>p{min-height:0}}
@media (max-width:920px){.pc-trio{grid-template-columns:1fr}.pc-prog{display:none}.pc-conv{grid-template-columns:1fr;padding:28px 24px;gap:20px}.pc-conv-cta .btn{width:100%}}
@media (max-width:420px){.pc-card{padding:24px 18px 20px}.pc-figs{grid-template-columns:1fr 1fr;gap:8px}.pc-figs div{padding:10px 12px}.pbar em{font-size:10px;padding:0 7px}.pc-focal{padding:14px 12px}}

/* ===== v6: Meet Drew headshot (full head visible) ===== */
.meet{display:flex;align-items:center;gap:18px;margin-bottom:26px}
.meet-photo{flex:0 0 132px;width:132px;aspect-ratio:729/819;border-radius:18px;overflow:hidden;background:#fff;box-shadow:0 0 0 1px rgba(243,212,138,.35),0 18px 40px -18px rgba(217,171,73,.45)}
.meet-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 22%;display:block}
.meet b{display:block;font-family:var(--display);font-size:22px;letter-spacing:-.02em;color:#fff}
.meet span:not(.eyebrow){font-size:14px;color:var(--muted)}
.headshot{aspect-ratio:729/819}
.headshot img{height:100%;object-fit:cover;object-position:50% 20%}
.trust img{object-position:50% 30%;background:#fff}

/* ===== v6: nav + footer for expanded SoCal areas ===== */
.dd-3{grid-template-columns:1.05fr 1fr 1fr;min-width:780px!important}
.dd-3 .dd-lbl{white-space:nowrap}
@media (max-width:1240px){.dd-3{grid-template-columns:1fr;min-width:0!important}}
.ft{grid-template-columns:1.35fr .9fr 1fr 1.1fr 1fr}
@media (max-width:1080px){.ft{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.ft{grid-template-columns:1fr}}
.pbar{height:14px;border-radius:999px}
.pbar .crd{border-radius:0 999px 999px 0}
.pbar .biz:only-child{border-radius:999px}
.pbar-lbl{display:flex;justify-content:space-between;gap:10px;margin-top:8px;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.pbar-lbl .biz{color:#d8d8d8}
.pbar-lbl .crd{color:var(--gold-hi);text-align:right}
.pc-figs dd{font-size:clamp(1.15rem,1.55vw,1.4rem)}
.pc-yr b{font-size:clamp(2.3rem,3.5vw,3.05rem)}
.pc-yr{white-space:normal}

/* ===== v6: Testimonials (renders only with real, permission-confirmed entries) ===== */
.tm-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tm-card{position:relative;margin:0;padding:34px 28px 26px;border-radius:var(--r-lg);border:1px solid rgba(217,171,73,.28);background:radial-gradient(110% 70% at 0% 0%,rgba(217,171,73,.10),transparent 60%),linear-gradient(180deg,#121212,#0a0a0a);display:flex;flex-direction:column}
.tm-mark{position:absolute;top:8px;right:22px;font-family:Georgia,serif;font-size:84px;line-height:1;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent;opacity:.55}
.tm-card blockquote{margin:0 0 22px}
.tm-card blockquote p{font-family:var(--display);font-size:clamp(1.1rem,1.5vw,1.3rem);line-height:1.45;letter-spacing:-.01em;color:#f2f2f2;margin:0}
.tm-card figcaption{margin-top:auto;border-top:1px solid var(--line);padding-top:16px}
.tm-card figcaption b{display:block;font-family:var(--display);font-size:16px;color:var(--gold-hi)}
.tm-card figcaption span{display:block;font-size:14px;color:var(--muted)}
.tm-card figcaption small{display:block;font-size:12px;color:var(--muted2);margin-top:4px}
@media (max-width:920px){.tm-grid{grid-template-columns:1fr}}
.crumbs a{text-decoration:underline;text-decoration-color:rgba(255,255,255,.25);text-underline-offset:3px}
.pc-conv>*{min-width:0}.pc-conv .btn{white-space:normal;text-align:center;justify-content:center}@media (max-width:420px){.pc-conv{padding:24px 18px}.pc-conv .btn-lg{padding-left:16px;padding-right:16px;font-size:15.5px}}